About the Surah

       O you who believe! When you borrow money from one another for a fixed term, then make a written contract. And a scribe (the writer of the contract) should write a contract between you honestly. The writer should not refuse since Allah has imparted these skills to him, hence he should willingly write it. The debtor (who owes money) should give the dictation of the contract. The debtor should fear Allah, his Creator, and should not decrease anything which he owes. But if the debtor is mentally deficient, or weak, or is unable to dictate for himself, then let his guardian dictate the contract honestly. And make two witnesses from your men. And if two men are not available, then one man and two women of your choice should witness, so that if one woman forgets, the other woman can remind her. And the witnesses should not refuse when they are called (for evidence). (Since it is like helping your brother). Don’t be lazy in writing your contract, big or small, for its fixed term. That is more just with Allah, stronger as an evidence, and good safeguard to avoid any doubts among you. However, if there is a transaction in which there is hand to hand exchange on the spot, then there is no sin for you if you don’t write it down. And do make witnesses whenever you do trading (may be somebody raises some objection later on).   And don’t harm the writer (of contract) or the witness. If you harm a writer or a witness, it is a sin on your part. So be afraid of Allah. Allah (is Merciful who) is teaching you (beneficial regulations) and Allah is All-Knowing of each and everything.